Terms of Service
These Terms of Service ("Terms") govern your use of the website and services operated by Debtrex Solutions LLC ("Debtrex," "we," "us"). By accessing or using our website, completing an assessment, or otherwise interacting with our services, you agree to be bound by these Terms.
1. Eligibility
You must be at least 18 years old and a resident of the United States to use our services. By using the website, you represent and warrant that you meet these requirements.
2. Nature of Our Services
Debtrex Solutions provides educational consultations and lead-evaluation services. We help consumers experiencing financial hardship understand options that may be available to them and, where appropriate, refer them to third-party servicing partners, attorneys, or law firms that offer debt relief programs.
Debtrex Solutions is not:
- A law firm. We do not provide legal advice, prepare legal documents, or represent consumers in legal matters.
- A debt collector or creditor.
- A credit repair organization.
- A government agency or affiliated with any government program.
- A tax, accounting, or bankruptcy advisor.
If you need legal, tax, or bankruptcy advice, please consult a licensed professional in your jurisdiction.
3. No Guarantee of Results
We do not guarantee that any specific debt relief outcome, settlement percentage, savings amount, credit score change, or program eligibility result will be achieved. Outcomes vary widely based on creditor, balance, account age, payment history, state of residence, and individual financial circumstances. Any examples or statistics presented on our website are illustrative only and are not promises.
4. Educational Information Only
All content on this website — including articles, FAQs, and consultation materials — is provided for general educational purposes only. It does not constitute legal, financial, tax, credit, or other professional advice and should not be relied upon as a substitute for advice from a qualified professional.
5. Consultation Process
Submitting an assessment form does not enroll you in any program or create any contractual relationship. If you may qualify, a consultant may contact you to discuss your situation. Any decision to enroll in a debt relief program will be made between you and the third-party servicing partner directly, governed by a separate written agreement that you should read carefully.
6. Consent to Be Contacted (TCPA)
By submitting your information and providing express written consent on the assessment form, you authorize Debtrex Solutions and its marketing and servicing partners to contact you at the phone number and email address you provided, including by automatic telephone dialing system, pre-recorded or artificial voice, SMS/text message, and email, for purposes related to debt relief consultation services. Consent is not a condition of any purchase. Message and data rates may apply. You may opt out at any time as described in our Privacy Policy.
7. Information Accuracy
You agree to provide accurate, complete, and current information. Inaccurate information may affect our ability to evaluate your eligibility or refer you to appropriate partners. You are responsible for keeping your contact information up to date.
8. Acceptable Use
You agree not to:
- Use the website for any unlawful purpose or in violation of these Terms.
- Submit false, misleading, or fraudulent information.
- Attempt to gain unauthorized access to any portion of the website or related systems.
- Interfere with the operation, security, or features of the website.
- Use bots, scrapers, or automated tools to access the website.
9. Intellectual Property
All content, trademarks, logos, and materials on this website are the property of Debtrex Solutions LLC or its licensors and are protected by intellectual property laws. You may not copy, reproduce, distribute, or create derivative works without our express written permission.
10. Third-Party Services and Links
Our website may reference or link to third-party services, including servicing partners. We are not responsible for the content, accuracy, practices, or terms of any third-party services. Your interactions with third parties are governed by their own terms and policies.
11. Disclaimer of Warranties
THE WEBSITE AND ALL SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR THAT THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE.
12. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, DEBTREX SOLUTIONS, ITS OFFICERS, EMPLOYEES, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUES, DATA, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE WEBSITE OR SERVICES. OUR TOTAL LIABILITY FOR ANY CLAIM ARISING FROM THESE TERMS OR YOUR USE OF THE WEBSITE SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100).
13. Indemnification
You agree to indemnify, defend, and hold harmless Debtrex Solutions and its affiliates from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to your use of the website, your violation of these Terms, or your violation of any third-party rights.
14. Governing Law and Dispute Resolution
These Terms are governed by the laws of the State of [STATE] without regard to conflict of laws principles. Any dispute arising out of or related to these Terms or the website shall be resolved exclusively through binding individual arbitration in accordance with the rules of the American Arbitration Association, except where prohibited by law. You waive any right to participate in a class action.
15. Modifications
We may modify these Terms at any time by posting an updated version on the website. The "Last Updated" date reflects the most recent revision. Your continued use of the website after changes constitutes acceptance.
16. Termination
We may suspend or terminate your access to the website at our discretion, with or without notice, for any reason, including violation of these Terms.
17. Contact
Debtrex Solutions LLC
Email: legal@debtrexsolutions.com
Debtrex Solutions